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Insurance for Fernandina Beach homes, families and businesses
Southend Insurance compares coverage and pricing for you, explains what you're buying in plain language, and stays in your corner when it's time to file a claim.
Coverage for every part of life on the First Coast
From beach condos to bay boats to contractor fleets, we write the policies Amelia Island and Northeast Florida actually need.
Home & flood
Protect your home from storms, fire, theft and liability claims, and add flood coverage that standard policies leave out.
Home insurance optionsBusiness insurance
General liability, commercial property, workers' comp and commercial auto for small businesses and contractors.
Business coverageAuto insurance
Coverage for daily commutes, teen drivers and multi-car households, with bundle discounts when you add your home.
Auto insurance optionsLife insurance
Term and permanent life insurance that helps your family keep the house, pay the bills and plan for what's next.
Life insurance optionsWhy work with a local independent agent?
Florida's insurance market changes quickly. Carriers enter, leave and adjust their rates, and a policy that was the right fit two years ago may not be today. An independent agent can shop more than one company on your behalf, so you're not locked into a single carrier's pricing.
At Southend Insurance, the relationship matters as much as the quote. We take the time to understand your home, your vehicles and your business, and we review your coverage with you at renewal so there are no surprises when you need to file a claim.
How getting a quote works
- Tell us what you needCall, email or send the quote form with a few details about what you want to insure.
- We compare your optionsWe look at coverages, deductibles and discounts across available carriers.
- Review it togetherWe walk through the options in plain language so you can choose with confidence.
- Get coveredWe bind your policy and send proof of insurance to you, your lender or your landlord.
What clients say
Real reviews from Southend Insurance clients on Google.
- ★★★★★
Trey displayed exceptional customer service throughout and patiently answered my many questions about pricing and policy options. Would recommend for both local and out-of-state customers.
Richard B. Term life insurance - ★★★★★
Very pleased with their service for my business insurance on Amelia Island. I’ll use them for all future needs here in Fernandina.
Danny S. Business insurance - ★★★★★
Trey is a fantastic agent offering exceptional and bespoke insurance services in Fernandina Beach. He has worked with me on home and life for my personal insurance and E&O insurance for my business.
John M. Home, life and business insurance
Get a free insurance quote online
Requesting a quote for home, auto, flood or business insurance takes just a couple of minutes. There's no cost and no obligation.
Prefer the phone? Call (904) 807-4554 or email trey@southendins.com and we'll get started.
Serving Fernandina Beach & Northeast Florida
Visit us at 5317 S. Fletcher Ave., Suite 3, Fernandina Beach, FL 32034.
- Fernandina Beach
- Amelia Island
- Yulee
- Callahan
- Hilliard
- Jacksonville
- Jacksonville Beach
- Atlantic Beach
- Neptune Beach
- Ponte Vedra Beach
- Orange Park
- St. Augustine
Live in Yulee, Callahan or Hilliard? See our Yulee & Nassau County insurance page.
Common questions
What types of insurance does Southend Insurance offer?
We offer auto, homeowners, flood, condo, renters, boat, golf cart, motorcycle, RV, umbrella, life, pet and disability insurance, plus business insurance including general liability, commercial property, commercial auto, workers' compensation and business owners policies.
What areas do you serve?
We serve Fernandina Beach, Amelia Island and the rest of Nassau County, including Yulee, Callahan and Hilliard, plus Jacksonville, the Beaches, Ponte Vedra Beach, Orange Park and St. Augustine.
How do I get a quote?
Call us at 904-807-4554, email trey@southendins.com, fill out the quote form on this page, or visit our office at 5317 S. Fletcher Ave., Suite 3, Fernandina Beach, FL 32034. Quotes are free with no obligation.
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