/* Southend Insurance — styles */
:root{
  --ink:#132B3F;
  --muted:#4B5D6B;
  --harbor:#0B5C99;
  --harbor-deep:#083E68;
  --marsh:#0B5C99;
  --buoy:#F5B82E;
  --buoy-dark:#9A6A00;
  --fog:#FBF6EC;
  --line:#DCE3E8;
  --white:#FFFFFF;
  --display:"Archivo","Arial Narrow",Arial,sans-serif;
  --body:"Source Serif 4",Georgia,"Times New Roman",serif;
  --wrap:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:var(--body);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--white)}
img,svg{max-width:100%;height:auto}
a{color:var(--harbor)}
a:hover{color:var(--buoy-dark)}
:focus-visible{outline:3px solid #E0A11A;outline-offset:2px}
h1,h2,h3,h4{font-family:var(--display);line-height:1.12;margin:0 0 .6em;color:var(--harbor-deep);font-stretch:112%;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.35rem);font-weight:750}
h3{font-size:1.3rem;font-weight:700}
p{margin:0 0 1em;max-width:68ch}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 1.25rem}
.skip{position:absolute;left:-9999px;top:0;background:var(--harbor-deep);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* Top bar */
.topbar{background:var(--harbor-deep);color:#DCE7EC;font-family:var(--display);font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding-top:.45rem;padding-bottom:.45rem;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.topbar a:hover{text-decoration:underline;color:#fff}
.topbar .contacts{display:flex;gap:1.4rem;flex-wrap:wrap}

/* Header / nav */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:88px}
.logo{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--harbor-deep)}
.logo img{display:block;height:70px;width:auto}
.site-footer .logo img{height:84px}
.logo span{font-family:var(--display);font-weight:800;font-stretch:118%;font-size:1.3rem;line-height:1}
.logo small{display:block;font-weight:500;font-size:.72rem;font-stretch:100%;color:var(--muted);margin-top:.25rem;letter-spacing:.02em}
.nav ul{list-style:none;margin:0;padding:0}
.nav>ul{display:flex;align-items:center;gap:.2rem}
.nav a,.nav button{font-family:var(--display);font-weight:600;font-size:.98rem;color:var(--ink);text-decoration:none;background:none;border:0;padding:.7rem .75rem;cursor:pointer;display:block}
.nav a:hover,.nav button:hover{color:var(--buoy-dark)}
.nav button::after{content:"";display:inline-block;margin-left:.4rem;border:5px solid transparent;border-top-color:currentColor;transform:translateY(3px)}
.has-sub{position:relative}
.sub{position:absolute;top:100%;left:0;min-width:250px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--buoy);padding:.4rem 0;display:none;box-shadow:0 12px 24px rgba(13,42,64,.12)}
.sub a{padding:.5rem 1rem;font-weight:500}
.has-sub:hover .sub,.has-sub:focus-within .sub,.has-sub.open .sub{display:block}
.btn{display:inline-block;font-family:var(--display);font-weight:700;font-size:1rem;text-decoration:none;padding:.85rem 1.4rem;border-radius:4px;border:2px solid transparent;cursor:pointer;line-height:1.2}
.btn-primary{background:var(--buoy);color:var(--harbor-deep)}
.btn-primary:hover{background:#E0A11A;color:var(--harbor-deep)}
.btn-ghost{border-color:currentColor;color:#fff}
.btn-ghost:hover{background:#fff;color:var(--harbor-deep)}
.nav a.btn-primary{background:var(--buoy);color:var(--harbor-deep);margin-left:.5rem;padding:.7rem 1.1rem}
.nav a.btn-primary:hover{background:#E0A11A;color:var(--harbor-deep)}
.menu-toggle{display:none;background:none;border:2px solid var(--harbor);color:var(--harbor);font-family:var(--display);font-weight:700;padding:.5rem .8rem;border-radius:4px;cursor:pointer}

@media (max-width:980px){
  .logo img{height:54px}
  .menu-toggle{display:block}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);display:none;max-height:calc(100vh - 78px);overflow:auto}
  .nav.open{display:block}
  .nav>ul{flex-direction:column;align-items:stretch;padding:.5rem 1.25rem 1.25rem}
  .sub{position:static;display:none;box-shadow:none;border:0;border-left:3px solid var(--buoy);margin-left:.75rem}
  .has-sub:hover .sub{display:none}
  .has-sub.open .sub,.has-sub:focus-within .sub{display:block}
  .nav a.btn-primary{margin:.5rem 0 0;text-align:center}
}

/* Hero */
.hero{position:relative;background:var(--harbor);color:#fff;overflow:hidden}
.hero .chart{position:absolute;inset:0;width:100%;height:100%;opacity:.35;pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.25fr .9fr;gap:3rem;padding-top:5rem;padding-bottom:5rem;align-items:center}
.hero h1{color:#fff}
.hero .lede{font-size:1.2rem;color:#E3ECF0;max-width:52ch}
.hero .actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.6rem}
.kicker{font-family:var(--display);font-weight:600;color:var(--buoy);margin-bottom:.8rem;font-size:1.02rem}
.quick{background:#fff;color:var(--ink);border-radius:6px;padding:1.6rem;box-shadow:0 20px 40px rgba(0,0,0,.25)}
.quick h2{font-size:1.35rem;margin-bottom:.9rem}
.quick ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:.5rem}
.quick ul a{display:block;padding:.7rem .8rem;border:1px solid var(--line);border-radius:4px;text-decoration:none;font-family:var(--display);font-weight:600;color:var(--harbor-deep);font-size:.95rem}
.quick ul a:hover{border-color:var(--buoy);color:var(--buoy-dark)}
.quick p{margin:1rem 0 0;font-size:.95rem;color:var(--muted)}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr;padding-top:3rem;padding-bottom:3rem}}

/* Sections */
.section{padding:4.5rem 0}
.section.fog{background:var(--fog)}
.lines{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:4px solid var(--harbor-deep)}
.line-item{padding:1.8rem 1.5rem 1.6rem;border-right:1px solid var(--line)}
.line-item:last-child{border-right:0}
.line-item h3 a{text-decoration:none;color:inherit}
.line-item h3 a:hover{color:var(--buoy-dark)}
.line-item p{font-size:1rem;color:var(--muted)}
.line-item .more{font-family:var(--display);font-weight:700;font-size:.95rem}
@media (max-width:900px){.lines{grid-template-columns:1fr 1fr}.line-item:nth-child(2){border-right:0}.line-item{border-bottom:1px solid var(--line)}}
@media (max-width:560px){.lines{grid-template-columns:1fr}.line-item{border-right:0}}
.split{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:2rem}}
.steps{list-style:none;counter-reset:s;margin:0;padding:0}
.steps li{counter-increment:s;position:relative;padding:0 0 1.4rem 3.2rem}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--harbor-deep);color:#fff;font-family:var(--display);font-weight:700;display:grid;place-items:center}
.steps strong{font-family:var(--display);display:block;color:var(--harbor-deep);font-size:1.08rem}
.checks{list-style:none;padding:0;margin:0 0 1.2rem;columns:2;column-gap:2rem}
.checks li{padding-left:1.6rem;position:relative;margin-bottom:.55rem;break-inside:avoid}
.checks li::before{content:"";position:absolute;left:0;top:.45em;width:.8rem;height:.45rem;border-left:3px solid var(--marsh);border-bottom:3px solid var(--marsh);transform:rotate(-45deg)}
@media (max-width:560px){.checks{columns:1}}
.areas{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0;margin:1rem 0 0}
.areas li{background:#fff;border:1px solid var(--line);padding:.35rem .8rem;border-radius:999px;font-family:var(--display);font-size:.92rem}

/* Form */
.form-card{background:#fff;border:1px solid var(--line);border-top:5px solid var(--buoy);padding:1.8rem;border-radius:4px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-grid .full{grid-column:1/-1}
label{display:block;font-family:var(--display);font-weight:600;font-size:.92rem;margin-bottom:.3rem;color:var(--harbor-deep)}
input,select,textarea{width:100%;font:inherit;font-size:1rem;padding:.7rem .8rem;border:1px solid #AFC0C8;border-radius:4px;background:#fff;color:var(--ink)}
textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(245,184,46,.55);border-color:var(--buoy)}
.hp{position:absolute;left:-5000px}
.form-note{font-size:.88rem;color:var(--muted);margin-top:.8rem}
@media (max-width:560px){.form-grid{grid-template-columns:1fr}}

/* Inner pages */
.page-head{background:var(--harbor);color:#fff;position:relative;overflow:hidden}
.page-head .chart{position:absolute;inset:0;width:100%;height:100%;opacity:.45}
.page-head .wrap{position:relative;padding-top:3rem;padding-bottom:3rem}
.page-head h1{color:#fff;margin-bottom:.4rem}
.page-head p{color:#E3ECF0;font-size:1.15rem;margin:0}
.crumbs{font-family:var(--display);font-size:.9rem;margin-bottom:1rem}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.4rem}
.crumbs li+li::before{content:"/";margin-right:.4rem;color:#9FB6C3}
.crumbs a{color:#fff}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:3rem}
@media (max-width:900px){.content-grid{grid-template-columns:1fr}}
.content h2{margin-top:2rem}
.aside-box{background:var(--fog);padding:1.5rem;border-radius:4px;margin-bottom:1.5rem}
.aside-box h2{font-size:1.2rem}
.aside-box ul{list-style:none;padding:0;margin:0}
.aside-box li a{display:block;padding:.35rem 0;text-decoration:none;font-family:var(--display);font-weight:500}
.aside-box li a[aria-current]{color:var(--buoy-dark);font-weight:700}
.aside-call{background:var(--harbor-deep);color:#fff}
.aside-call h2{color:#fff}
.aside-call a.tel{color:#fff;font-family:var(--display);font-weight:800;font-size:1.6rem;text-decoration:none;display:block;margin:.3rem 0 1rem}
.note{border-left:4px solid var(--marsh);background:#F1F6F3;padding:1rem 1.2rem;margin:1.5rem 0}
.note p{margin:0}
details{border-bottom:1px solid var(--line);padding:1rem 0}
details summary{font-family:var(--display);font-weight:700;cursor:pointer;color:var(--harbor-deep);font-size:1.08rem}
details p{margin:.7rem 0 0}
.cta-band{background:var(--buoy);color:var(--harbor-deep)}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;padding-top:2.4rem;padding-bottom:2.4rem;flex-wrap:wrap}
.cta-band h2{color:var(--harbor-deep);margin:0}
.cta-band .btn{background:var(--harbor-deep);color:#fff}
.cta-band .btn:hover{background:#fff;color:var(--harbor-deep)}
.tile-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.6rem;list-style:none;padding:0;margin:0 0 2rem}
.tile-list a{display:block;padding:1rem;border:1px solid var(--line);border-radius:4px;text-decoration:none;font-family:var(--display);font-weight:600;color:var(--harbor-deep);background:#fff}
.tile-list a:hover{border-color:var(--buoy);color:var(--buoy-dark)}

/* Footer */
.site-footer{background:var(--harbor-deep);color:#C9D7DE;font-size:.98rem}
.site-footer .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:2rem;padding-top:3.5rem;padding-bottom:2.5rem}
.site-footer h2{color:#fff;font-size:1.05rem;margin-bottom:.8rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.35rem}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline;color:#fff}
.site-footer .logo{color:#fff;margin-bottom:1rem}
.site-footer .logo small{color:#AFC4CF}
.footer-base{border-top:1px solid rgba(255,255,255,.12);padding:1.2rem 0;font-size:.88rem}
.footer-base .wrap{display:block;padding:0 1.25rem}
@media (max-width:860px){.site-footer .wrap{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.site-footer .wrap{grid-template-columns:1fr}}

/* Blog */
.post-list{list-style:none;padding:0;margin:1.5rem 0 2rem;display:grid;grid-template-columns:repeat(auto-fill,minmax(min(400px,100%),1fr));gap:1.5rem}
.post-list article{background:#fff;border:1px solid var(--line);border-top:4px solid var(--harbor);padding:1.5rem;height:100%;display:flex;flex-direction:column}
.post-list h3{font-size:1.2rem}
.post-list h3 a{color:inherit;text-decoration:none}
.post-list h3 a:hover{color:var(--harbor)}
.post-list p{font-size:1rem;color:var(--muted)}
.post-list .more{margin-top:auto;font-family:var(--display);font-weight:700;font-size:.95rem}
.post-meta{font-family:var(--display);font-size:.88rem!important;color:var(--harbor)!important;margin-bottom:.4rem}
.post-body ul:not(.checks){padding-left:1.2rem}
.post-body h2{font-size:1.5rem}

/* ===== RETRO (50% NEON) THEME ===== */
:root{
  --night:#1B1036; --night2:#241548; --night-deep:#120A26;
  --pink:#E0337F; --pink-dark:#B81F63; --cyan:#2CD3E1; --violet:#6A2BC2; --orange:#FF8A3D;
  --harbor:#6A2BC2; --harbor-deep:#241548; --marsh:#0E8F9B;
  --buoy:#E0337F; --buoy-dark:#B81F63; --fog:#F6F2FC; --line:#E3DCF0;
  --ink:#1F1733; --muted:#5A5170;
}
a{color:var(--violet)}
a:hover{color:var(--pink-dark)}
h1,h2,h3,h4{color:var(--night2)}
:focus-visible{outline:3px solid var(--pink)}

.topbar{background:var(--night-deep);color:#CFC6E6;border-bottom:1px solid rgba(224,51,127,.6)}
.topbar a{color:var(--cyan)}
.topbar a:hover{color:#fff}
.site-header{background:var(--night);border-bottom:1px solid #3A2A63}
.logo img{filter:drop-shadow(0 0 3px rgba(44,211,225,.35))}
.nav a,.nav button{color:#EDE8FA}
.nav a:hover,.nav button:hover{color:var(--cyan)}
.sub{background:#fff;border-top-color:var(--pink)}
.sub a{color:var(--ink)}
.sub a:hover{color:var(--pink-dark)}
@media (max-width:980px){.nav{background:var(--night)}.sub{background:transparent}.sub a{color:#EDE8FA}}
.menu-toggle{border-color:var(--cyan);color:var(--cyan)}

.btn-primary,.nav a.btn-primary{background:#D12A72;color:#fff;box-shadow:0 0 10px rgba(224,51,127,.35)}
.btn-primary:hover,.nav a.btn-primary:hover{background:var(--pink-dark);color:#fff}
.btn-ghost{color:#fff;border-color:var(--cyan)}
.btn-ghost:hover{background:var(--cyan);color:var(--night-deep)}

/* Hero: soft synthwave sunset */
.hero{background:linear-gradient(180deg,#1B1036 0%,#2E1856 55%,#5A2270 100%)}
.hero .chart{display:none}
.hero .wrap{z-index:2;padding-bottom:15rem}
.hero::before{content:"";position:absolute;left:50%;bottom:34px;width:210px;height:210px;margin-left:-105px;border-radius:50%;z-index:0;opacity:.9;
  background:linear-gradient(180deg,#FFD84A 0%,var(--orange) 50%,var(--pink) 90%);
  -webkit-mask-image:linear-gradient(180deg,#000 55%,transparent 55% 59%,#000 59% 67%,transparent 67% 72%,#000 72% 80%,transparent 80%);
  mask-image:linear-gradient(180deg,#000 55%,transparent 55% 59%,#000 59% 67%,transparent 67% 72%,#000 72% 80%,transparent 80%)}
.hero::after{content:"";position:absolute;left:-50%;right:-50%;bottom:0;height:360px;z-index:1;transform-origin:50% 100%;transform:perspective(380px) rotateX(60deg);opacity:.55;
  background:linear-gradient(180deg,rgba(27,16,54,0),rgba(27,16,54,.9)),
    linear-gradient(rgba(224,51,127,.8) 1px,transparent 1px) 0 0/100% 34px,
    linear-gradient(90deg,rgba(224,51,127,.8) 1px,transparent 1px) 0 0/64px 100%,#1B1036;
  border-top:1px solid var(--pink)}
@media (max-width:860px){.hero .wrap{padding-bottom:13rem}.hero::before{width:160px;height:160px;margin-left:-80px;bottom:28px}}
.hero h1{color:#fff;text-shadow:0 0 14px rgba(224,51,127,.35)}
.kicker{color:var(--cyan)}
.hero .lede{color:#DCD4F0}
.quick{border-top:4px solid var(--pink)}
.quick h2{color:var(--night2)}
.quick ul a{color:var(--night2)}
.quick ul a:hover{border-color:var(--pink);color:var(--pink-dark)}

/* Light content with retro accents */
.lines{border-top:4px solid;border-image:linear-gradient(90deg,var(--pink),var(--violet),var(--cyan)) 1}
.line-item h3 a:hover{color:var(--pink-dark)}
.line-item .more{color:var(--violet)}
.steps li::before{background:linear-gradient(135deg,var(--pink),var(--violet));color:#fff}
.steps strong{color:var(--night2)}
.checks li::before{border-color:var(--marsh)}
.areas li{border-color:var(--line)}
details summary{color:var(--night2)}
details summary::marker{color:var(--pink)}
.form-card{border-top:5px solid var(--pink)}
label{color:var(--night2)}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(224,51,127,.3);border-color:var(--pink)}

.page-head{background:linear-gradient(180deg,#1B1036,#33195E);border-bottom:3px solid var(--pink)}
.page-head .chart{opacity:.18}
.page-head p{color:#DCD4F0}
.page-head p a{color:var(--cyan)!important}
.crumbs a{color:var(--cyan)}
.aside-call{background:linear-gradient(135deg,#241548,#3A1D66);border-top:4px solid var(--pink)}
.aside-call a.tel{color:#fff}
.note{border-left-color:var(--cyan);background:#F1FBFC}
.cta-band{background:linear-gradient(90deg,#C92A74,#6A2BC2)}
.cta-band h2{color:#fff}
.cta-band .btn{background:#fff;color:var(--night2)}
.cta-band .btn:hover{background:var(--night-deep);color:#fff}
.tile-list a{color:var(--night2)}
.tile-list a:hover{border-color:var(--pink);color:var(--pink-dark)}
.post-list article{border-top-color:var(--pink)}
.post-list h3 a:hover{color:var(--pink-dark)}
.post-meta{color:var(--violet)!important}

.site-footer{background:var(--night-deep);color:#BEB4D8;border-top:3px solid;border-image:linear-gradient(90deg,var(--pink),var(--violet),var(--cyan)) 1}
.site-footer h2{color:var(--cyan)}
.site-footer a{color:#fff}
.site-footer a:hover{color:var(--cyan)}
.footer-base{border-top-color:rgba(255,255,255,.1)}

/* Client reviews */
.reviews h2{margin-bottom:.25rem}
.reviews-intro{color:var(--muted);margin-top:0}
.review-list{list-style:none;margin:1.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.review-list figure{margin:0;height:100%;background:#fff;border:1px solid var(--line);border-radius:6px;padding:1.4rem 1.5rem;display:flex;flex-direction:column}
.review-stars{color:#E8A317;letter-spacing:.12em;font-size:1.05rem}
.review-list blockquote{margin:.6rem 0 1rem;padding:0;border:0;flex:1}
.review-list blockquote p{margin:0;font-size:1rem;line-height:1.55}
.review-list figcaption{font-weight:700;color:var(--ink)}
.review-list figcaption span{display:block;font-weight:400;font-size:.85rem;color:var(--muted);margin-top:.15rem}
.reviews-links{margin-top:1.25rem}
@media (max-width:860px){.review-list{grid-template-columns:1fr}}