From the Amelia River and Nassau Sound to the Intracoastal and offshore, Amelia Island is a boating community. Boat insurance protects your vessel, your equipment and your liability on the water.
Southend Insurance covers bay boats, center consoles, pontoons, sailboats and personal watercraft, with options for trailers and fishing gear.
What boat insurance can cover
- Physical damage to your boat and motor
- Liability for injuries and property damage
- Uninsured boater coverage
- Towing and on-water assistance
- Trailers, fishing equipment and personal effects
- Fuel spill liability
Good to know in Florida: Florida doesn't generally require boat insurance by law, but marinas and lenders usually do. Ask about named-storm haul-out coverage, which can help pay to secure your boat ahead of a hurricane.
Boat Insurance FAQs
Is boat insurance required in Florida?
State law generally doesn't require it, but most marinas, storage facilities and lenders do.
Does my homeowners policy cover my boat?
Homeowners policies usually offer very limited coverage for small boats, if any. A dedicated boat policy provides much broader protection.
Are jet skis covered?
Yes. We can write personal watercraft policies for jet skis and similar watercraft.