Local insurance for Fernandina Beach, Amelia Island & Northeast Florida Call (904) 807-4554trey@southendins.com

Business insurance in Fernandina Beach, FL

Liability, property, auto and workers' comp coverage for small businesses and contractors.

General Liability Insurance

General liability insurance protects your business if a customer is injured, their property is damaged, or you're accused of advertising injury. Many clients, landlords and general contractors require it before you can start work.

Commercial Property Insurance

Commercial property insurance protects the physical assets your business depends on: your building, equipment, furniture, inventory and more.

Commercial Auto Insurance

If your business owns vehicles or your employees drive for work, a personal auto policy usually isn't enough. Commercial auto insurance covers business-use vehicles, from a single work truck to a full fleet.

Workers' Compensation Insurance

Workers' compensation pays for medical care and lost wages when an employee is injured on the job, and it protects your business from related lawsuits.

Business Owners Policy (BOP)

A business owners policy combines general liability and commercial property coverage into one package, often at a lower price than buying each separately.

Commercial Umbrella Insurance

A commercial umbrella adds liability limits above your general liability, commercial auto and employer's liability policies. It protects your business from large claims that could exceed your primary limits.

Restaurant Insurance

Coverage for restaurants, bars, cafes, food trucks and caterers, including general liability, liquor liability, property and equipment, food spoilage, business income and workers' compensation.

Contractor Insurance

Insurance for general contractors and trades, including general liability, tools and equipment, builders risk, commercial auto, workers' compensation and fast certificates of insurance.

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