Florida's weather means riding season is nearly year-round. Motorcycle insurance protects you, your bike and your custom parts, and helps cover your liability if an accident happens.
We quote cruisers, sport bikes, touring bikes, trikes and scooters.
What motorcycle insurance can cover
- Liability coverage
- Collision and comprehensive
- Uninsured and underinsured motorist
- Custom parts and equipment
- Roadside assistance and trip interruption
- Medical payments coverage
Good to know in Florida: Florida's rules for motorcycles differ from those for cars, including helmet rules tied to medical coverage for riders over 21. We'll explain what applies to you.
Motorcycle Insurance FAQs
Do I need motorcycle insurance in Florida?
Florida's requirements for motorcycles differ from cars, but riding without liability protection can leave you personally responsible for damages. We'll explain your options.
Are my custom parts covered?
Many policies include some coverage for custom parts, and you can usually add more. Tell us about upgrades so they're protected.
Can I lay up coverage in the off season?
Some carriers offer lay-up or storage options. Because Florida riding is year-round, many riders keep full coverage.