General liability insurance protects your business if a customer is injured, their property is damaged, or you're accused of advertising injury. Many clients, landlords and general contractors require it before you can start work.
Southend Insurance writes general liability for contractors, retailers, offices, restaurants and service businesses across Northeast Florida.
What general liability insurance can cover
- Third-party bodily injury
- Third-party property damage
- Products and completed operations
- Personal and advertising injury
- Legal defense costs
- Certificates of insurance for clients
Good to know in Florida: Florida contractors often need proof of general liability to obtain or keep certain licenses and to work for general contractors. We can issue certificates quickly.
General Liability Insurance FAQs
Who needs general liability insurance?
Nearly every business that works with customers, visits job sites, or leases space. Contracts and leases often require it.
How fast can I get a certificate of insurance?
Once a policy is bound, we can typically issue certificates quickly. Send us the certificate holder details.
Does general liability cover my employees' injuries?
No. Employee injuries are covered by workers' compensation.