If your business owns vehicles or your employees drive for work, a personal auto policy usually isn't enough. Commercial auto insurance covers business-use vehicles, from a single work truck to a full fleet.
We write coverage for contractors, landscapers, delivery services and other businesses on the road across Northeast Florida.
What commercial auto insurance can cover
- Liability for business vehicles
- Physical damage coverage
- Hired and non-owned auto liability
- Uninsured motorist coverage
- Tools and equipment options
- Fleet policies
Good to know in Florida: Personal auto policies often exclude business use. If you're using a personal vehicle for work, talk to us about whether you need commercial coverage.
Commercial Auto Insurance FAQs
Do I need commercial auto for my work truck?
If the vehicle is owned by the business or used mainly for business, you likely need a commercial policy.
What is hired and non-owned auto coverage?
It covers liability when employees use their own vehicles or rented vehicles for company business.
Can you cover a fleet?
Yes. We can write fleet policies for multiple vehicles and drivers.